For people paid weekly, every two weeks, or on the 1st and 15th — US, UK, and Canada bills.
Budget this paycheck, not the whole month.
A $1 spreadsheet for when the money has to last until the next payday.
$1 one time. No subscription. Pay with PayPal or USDT (Binance Pay), then download the zip here.
What remaining looks like
Monthly budgets hide which bills hit this check. This row is the whole product: money left, days until payday, what you can spend today.
| Net this check | $1,240 |
|---|---|
| Extra (tips) | $60 |
| Bills due this check | $885 |
| Survival spend | $195 |
| Park it (this check) | $45 |
| Remaining | $175 |
| Daily spend allowed$175 ÷ 14 days until next payday | $12.50 |
If remaining goes below $0, that cell turns red in the spreadsheet so you see the shortfall on this check — not next month.
What's inside
This paycheck
Income, bills due this check, survival spend, a little parking for later, then remaining and daily spend.
Bills calendar
Annual and irregular bills with a per-paycheck set-aside, so car insurance in June is not a surprise.
How to use
Eight short steps. Excel, or upload to Google Sheets and make a copy. No monthly-budget lecture.
Who it's for
You get paid weekly or every two weeks (or 1st and 15th). Rent, electric, phone, and groceries do not wait for a tidy monthly plan. You need to see what this check can actually cover.
Who it's not for
If a monthly budget already works for you, or you are focused on investing and long-range net worth, this is not that tool. It is one paycheck, on purpose.
FAQ
Does this work in Excel and Google Sheets?
Yes. Open the .xlsx in Microsoft Excel. For Google Sheets: File → Import, or drag the file onto sheets.google.com, then File → Make a copy. Formulas are standard so remaining and daily spend calculate in both. A CSV of tab 1 is included for stubborn software — prefer the xlsx.
Is it really $1, one time?
Yes. One dollar, once. No subscription, no upsell sequence, no membership.
Can I get a refund?
No refunds on digital goods. The listing is $1, and you can read exactly what is in the file on this page before you buy.
What do I get after I pay?
A zip with payday-sheet.xlsx and a CSV of the first tab. Send $1 by PayPal or USDT (Binance Pay), tap I've sent it, and download here.
Get Payday Sheet — $1
Plan the check you just got, not a fictional month.
$1 one time. No subscription. Pay with PayPal or USDT (Binance Pay), then download the zip here.